I always thought that infants and kids would be the hardest part of raising a child. LOL!!
It is physically demanding and they have 1000’s of books to resource on sleeping, eating, behaviour, learning... not so much with kids in their 20’s.
This week my oldest encountered dental issues that had to be taken care of. $1900 of surgery issues and $50 of medications. This office doesn’t bill insurance, you have to send it in after the fact. But when you don’t have $1900 available on your credit card (because your limit is $1800) and you don’t have that much cash...Mom to the rescue.
There will be reimbursement of likely $800-900 by the insurance, but that is it. The importance of having some extra money around is very clear. While I was getting medications I thought that the fridge was pretty low on fluids for someone that can’t eat solids, so I added smoothies, ginger ale, sports drinks, broth soups. I’m so happy that I could do that. 30 years ago I needed a huge surgery to have my wisdom teeth out. I was hospitalized. My parental units wouldn’t help with a penny of the cost. It was $800. They also felt no need to be with me. My sibling had all of her dental work through high school and college including COSMETIC paid out of pocket by my parents. I didn’t even see a dentist between the ages of 12-20. I couldn’t imagine treating my kids so differently.
I guess that is how they saved money. Pretend that you only have one child.
We have been trapped inside with very cold temperatures here for the last week. I would really like to get away on vacation. It hasn’t been booked yet. Waiting for some dates we have to be at home added to the calendar. The dh has been on his yearly diet/fitness try for all of January. He’s not happy with the scale, but his digestive issues are so much better without a pail of Diet Pepsi and a bag of chips every day. (Go figure). Kid 3 is enjoying the fitness equipment that we’ve bought. Very dedicated to exercising daily. So that is nice. It gives dh a workout partner too! The rap music pumping through the house is a bit much for me and the dog but we will survive! LOL.
Kid 1 has been texting me and looks to be recovering really well. I’m relieved. That is the part that I worry about, not the money.
I had a huge find in my “Clean and Purge” last week. In a drawer were 5 gift cards (to the same place) and I didn’t know if they had money on them. I took them into the store yesterday - $100!! Wowza! Happy day for me! I already know that I will use this for a xmas present for one of the kids for next year.
Have a good week!
The good things:
Having money in the bank of Mom
Having appreciative kids
Finding $$
Things that suck:
Painful dental work
Having to pay for painful dental work
-40 windchill
6 comments:
So nice that you were able to help your child. To your point, that's when your kids need you most. And, if they are appreciative, it makes it all worthwhile to be able to help them out of a tight spot.
Good things for me today:
Being at home after a week of work travel! I'm jet lagged, but grateful to be home with my crew.
It is so nice how appreciative they are. I don’t know how you handle the jet lag. I would compare it to working nights and then switching back to days. I did that for years. Awful hungover feeling without having a party!
I am thankful my daughter now has really good benefits. But prior to that she just didn't go! And I just figured she was looking after herself! I guess I shouldn't ASSUME! It's freezing here too and I didn't go for my Sunday hike - it's like -40c with the windchill!
Dental work is tough. Glad you were able to help! And appreciative kiddos? Priceless. :)
P.S. I'm blogging at midlifebalancedmoney.blog now. I hope you'll stop by! :)
I’m with you here. My only child is in 6th grade and already a lot of money for field trips, extra curricular activities, etc. Also, she’s in band and choir, and I don’t want to take her away from being a gifted musician, so we give her weekly private lessons.
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