i have been stuck in the blah's. Round 2 or relapse of the plague hit and zapped all of my energy.
I've used up my vacation instead of taking a payout. Between fatigue and kid 3's sports commitments there won't be a March getaway. Plus, today I could throttle the dh. So I don't feel like going away anywhere with him. Not even the grocery store.
I've been annoyed by so many things - perhaps the 3.5 hours of sleep per night I get is making me cranky?
If I could get back all of the sleep I've been deprived of over the last 28 years from shiftwork, kids, dogs, snoring bed partner, neighbours dogs, rude neighbours...
I have been checking for my tax refund deposit...still not there. Both kids have theirs. Then in my brain fog I remember that the direct deposit goes into my old bank account at the Credit Union. So I go to the app/website (that is sh!tty) and try and log in. I don't recall my 17 digit account # off the top of my head, so I search for my bank card. I took it out of my wallet before our hot holiday in Dec. It is not where I always put my credit cards. Its not anywhere. This is compounding my mood today. What a pita to get a new card. So I will have to go there in person, huge kerfuffle. I will close my account with them tomorrow if my CRA deposit is in there. That money will go into the TFSA. It should be about $5000.
I was also going to move all of my accounts that I have at the CIBC to a different branch. There is such a language barrier when I go to my branch it is ridiculous. I get and I appreciate that everyone wants to be able to speak with someone in their native language when they deal with finances. But so do I! When I tried to get US funds for our vacation it was like an episode of the 3 stooges with mandarin/Armenian/english. They didn't know the exchange rate (a girl tried to google it on her phone), they didn't know how much they could give me because it was all in the instant teller (no cash handled by humans at my branch), and the girl looked like she was going to a club in her stretchy bright red mini dress and stilettos. Her main job seemed to be running the coffee urn and handing out pamphlets. And just a fashion tip- at work your hem line should cover your ass cheeks. I'm no fashionista, but I do know a couple faux paus for work wear. In the end I got $200 and then went to the credit union and spoke with a human vs buttons on the instant teller and got money handed to me!
Why does it have to be so hard?!
2 weeks ago I got a phone survey asking about if I was happy with my CIBC services. Hahaha! I'm 100% sure that they could give a crap what I think, but I told them anyways. It used to be such a painless experience years ago and it has eroded so badly that there is nothing there anymore except a phone app.
And because life is ironic, or someone is spying on me- the bank called as I was typing this. "It's been a long time since we looked at your investments, can you come in and we will look over your portfolio?"
I've been researching better investment portfolios and will move stuff around on Friday. And even though I get "preferred customer service". What a lark. I will need my own investment plan.
I asked a couple of people at work about investment management services they use. They don't seem right for me. My overall interest rate - with the exception of the blip a few weeks ago is as good or better with my own choices than with investment/wealth management.
I don't like homework 😩 But part of the deal if I want to retire sooner than later.
The good things:
I have 3 really great kids
Sun is shining
Things that suck:
Too numerous to mention
No comments:
Post a Comment