I await to see the orthopaedic surgeon and find out if I need surgery or more physio.
I have increased my work hours to 3/4 time from half time, and I have left my previous employer of 24 years. It has been a big change.
Some good things are a very short commute, very easy physically, better hours, same pay. Some not good things are very low job satisfaction, I miss my colleagues and I miss my routine.
That's the employment story.
The debt story... well at least that is a happy one!
- Mortgage free since Feb 2012
We had put car and truck purchase on line of credit (This was up to the spouse to pay off - not me) and as of this week it is FINISHED!
We owe nothing - to anyone!
I have been updating my own and our joint net worth and we are in a very good position.
I have a full emergency fund. I have maxed out my RRSP's. I have a savings account for house improvement and any crap that happens. I will use this for the new A/C unit we need before summer, any car expenses, other crap that pops up. I have a Vacation account so that the trips for this year are already funded. I also have RESP's ready to go for both kids #1 and 2 this fall.
We have some vacation scheduled in a couple months and in the fall for our 10th anniversary. We are also going to do a warm holiday in the winter and a ski trip to the mountains. That is going to be the priority. Vacations!
My kid #2 graduates from high school this June and will go to University.
Kid #1 is still in University but hopes to get into a college to get his Major finished in 2 years.
Kid #3 is still very active in sports and so that takes up 4-5 days a week. My new hours accommodate this without a problem.
Somewhere in there is some "Me" time. With the weather warming, more days off and less physical strain at work I hope to be feeling better. Both out of this funk and getting into better physical condition.
The Good Things:
Income tax returns are very good again this year because of my RRSP deductions
I'm at least not making my injuries worse at work anymore
I have great hours
Things That Suck:
My family are a bunch losers (unchanged)
Spring is taking forever
Groceries cost too much!